|
Merchant Account Rate Comparison (Internet Only) |
| This
Information Was |
Customer Must Login To PayPal to Process Credit
Card Transaction |
Customer Processes Credit Card within Website
Shopping Cart |
Customer Processes Credit Card within Website
Shopping Cart |
| Updated
on 2-1-2007 |
| One
Time Up Front Cost |
PayPal |
PayPal Pro |
Catalyst Plus |
| Application
Fee |
$0 |
|
$0 |
| Setup
Fee |
|
| Gateway
Fee |
$0
|
| Virtual
Terminal |
|
| Processing
Fee |
|
| Visa/Mastercard |
$0 |
$0 |
$0 |
| American
Express |
$0 |
$0
|
$0 |
| Discover |
$0 |
$0
|
$0 |
| Total |
$0 |
$0
|
$0 |
| Monthly
Costs |
|
|
|
| Statement
Fee |
$0 |
|
$10 |
| Gateway
Fee |
$0 |
|
$15 |
| Monthly
Minimum * |
$0 |
|
$10 |
| Flat Monthly Fee |
$0
|
$20 |
$0
|
| Total |
$0 |
$20
|
$25 - $35 |
| Credit
Card Fees |
|
|
|
| Visa
/ MasterCard |
|
|
|
| Per
Sales Transaction % Charge |
2.90% |
2.90% |
2.10% |
| Per
Sales Transaction Fixed Charge |
$0.30
|
$0.30
|
$0.25
|
| |
|
|
|
| American
Express |
|
|
|
| Flat
Monthly Charge |
$0.00 |
$0.00
|
$5.00 |
| Per
Sales Transaction % Charge |
2.90% |
2.90% |
$0.00 |
| Per
Sales Transaction Fixed Charge |
$0.30
|
$0.30
|
$0.25
|
| |
|
|
|
| Other
Hidden Charges |
|
|
|
| Charge
Back Fee *** |
$0 |
$0 |
$15 |
| ACH
Return Fee **** |
$0 |
$0
|
$15 |
| Termination
Fee ***** |
$0 |
$0
|
$0 |
| |
|
|
|
| * Monthly
Minimum - If You Don't Process This Amount In A
Month Then You Are Charged This Amount |
| ** Charge
Back Fee - This is not a refund fee but is charged
to you if your customer decides to return a product without contacting you
and forces a refund through their credit card company. |
| *** ACH Return Fee - At
the end of the month the Merchant Bank will attempt to withdraw it's fees
from your bank. If you don't have the
money required they will charge you this fee and try again |
| **** Termination Fee -
Charge to you when you cancel your merchant account within first 6 Months or
First Year.
|
|
|
|
|
